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Insurance News from Farm Insurance Online

Farm Insurance Online is pleased to present the latest financial news headlines.

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News items on this page are prepared by our editorial team as summaries of publicly available news reports and official announcements. See linked news sources where available. The following news items are for informational purposes only and are not independent journalism.

Insurance News

What Stronger Insurer Results Could Mean for SMEs
What Stronger Insurer Results Could Mean for SMEs
04 Aug 2026: Paige Estritori
Recent industry reporting on APRA’s latest general insurance performance data points to a healthier operating environment for Australian insurers. Underwriting results have improved, investment income has supported profitability, and the sector remains strongly capitalised. For small and medium-sized businesses, the headline is encouraging, but it should not be read as a simple promise of cheaper cover across every policy class. - read more
Retail Crime Pressures Are a Reminder to Check Your Shop Cover
Retail Crime Pressures Are a Reminder to Check Your Shop Cover
04 Aug 2026: Paige Estritori
Fresh industry discussion around retail crime is a timely reminder that shop insurance is not only about large-scale disasters. For many Australian retailers, the more immediate risks are break-ins, shoplifting, vandalism, smashed glass, damaged fixtures and the trading disruption that follows. These incidents may be smaller than a flood or fire, but repeated losses can still put pressure on cash flow and margins. - read more
AFCA Complaints Trends Are a Timely Reminder for Office-Based SMEs
AFCA Complaints Trends Are a Timely Reminder for Office-Based SMEs
04 Aug 2026: Paige Estritori
Fresh complaints data from the Australian Financial Complaints Authority has again placed insurance claims handling under scrutiny, with disputes commonly linked to delays, claim decisions, communication breakdowns and disagreement over settlement amounts. For office-based small and medium businesses, the message is not simply that disputes can happen. It is that the quality of preparation before a claim often determines how smoothly the claim can be assessed. - read more
What Asteron Life’s ownership shift means for cover reviews
What Asteron Life’s ownership shift means for cover reviews
04 Aug 2026: Paige Estritori
Asteron Life’s ownership transition from Suncorp to Resolution Life has put another spotlight on a practical question for New Zealand life insurance customers: what should you do when the company behind your policy changes? For most existing policyholders, an ownership change does not automatically rewrite the promises in a current contract. - read more
Fair conduct focus puts income cover quality back on the agenda
Fair conduct focus puts income cover quality back on the agenda
04 Aug 2026: Paige Estritori
Recent industry coverage of New Zealand’s financial conduct settings is a timely reminder that insurance is not just about having a policy document in place. The wider conduct regime for financial institutions has shifted attention from one-off sales processes to the ongoing treatment of customers, including whether products are suitable, clearly explained and supported when people need help. - read more

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Farm Insurance Articles

The Rural Farmer’s Handbook to Affordable Farm Insurance
The Rural Farmer’s Handbook to Affordable Farm Insurance
As a rural farmer, protecting your livelihood should be a top priority. Farm insurance is crucial because it safeguards your investment and income against unforeseen events such as natural disasters, accidents, and theft. - read more
Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
Welcome to our discussion on farm insurance, a vital aspect for anyone involved in agriculture. Whether you run a smallholding or manage extensive agricultural operations, understanding your insurance coverage can make all the difference in safeguarding your livelihood. - read more
New Technologies in Crop Protection: How Precision Agriculture Enhances Insurance Coverage
New Technologies in Crop Protection: How Precision Agriculture Enhances Insurance Coverage
For generations, farmers have faced the challenge of protecting their crops from an array of threats, such as pests, diseases, and extreme weather. Traditional crop protection strategies have relied heavily on blanket approaches, as in using widespread pesticide application, or generalized irrigation systems, regardless of the varying needs across a field. While these methods have had their successes, they also come with limitations in efficiency, environmental impact, and the precision needed for optimal crop health and yield. - read more
Understanding the Coverage: What Your Farm Insurance Should Include
Understanding the Coverage: What Your Farm Insurance Should Include
The serene morning mists settling over green pastures and the peaceful clucking of poultry might paint an idyllic picture of farm life, but seasoned farmers know that this lifestyle comes with its own set of risks and uncertainties. In the world of agriculture, each new day could bring events that threaten your way of life and the heart of your business. This is where farm insurance becomes not just important, but essential. - read more
Understanding Machinery Breakdown Insurance for Australian Farms
Understanding Machinery Breakdown Insurance for Australian Farms
Welcome to our in-depth exploration of Machinery Breakdown Insurance—a safety net that's becoming increasingly important for the modern Australian farmer. Whether you're involved in cropping, dairy, or livestock, your equipment is the backbone of your operation. As farming technology evolves, the machinery becomes more sophisticated, and unfortunately, the more complex a system is, the more that can go wrong. This is where Machinery Breakdown Insurance comes into play. - read more

Knowledgebase
Claim:
A formal request made by the policyholder to the insurance company for payment of a loss covered by the insurance policy.