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    Insurance News

    Australian Life Insurers Under Review for Mental Health Disclosure Practices
    Australian Life Insurers Under Review for Mental Health Disclosure Practices
    17 Apr 2026: Paige Estritori
    Recent findings from the Life Insurance Code Compliance Committee (Life CCC) have highlighted ongoing concerns regarding how Australian life insurers manage applications involving mental health disclosures. The committee's review indicates that while some insurers assess applicants individually, others continue to apply broad exclusions or rigid underwriting rules, potentially disadvantaging those with mental health histories. - read more
    APRA and ASIC Review Life Insurance Premium Practices Amid Policyholder Concerns
    APRA and ASIC Review Life Insurance Premium Practices Amid Policyholder Concerns
    17 Apr 2026: Paige Estritori
    The Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC) have jointly reviewed life insurers' premium practices, focusing on the frequency and magnitude of premium increases. This initiative responds to policyholder concerns about unexpected and substantial premium hikes that may not align with initial policy terms or reasonable expectations. - read more
    Australian Life Insurers Advocate for Evolution of Code of Practice to Meet Consumer Needs
    Australian Life Insurers Advocate for Evolution of Code of Practice to Meet Consumer Needs
    17 Apr 2026: Paige Estritori
    Australian life insurers are advocating for the evolution of the Life Insurance Code of Practice to keep pace with regulatory changes and shifting consumer expectations. The Council of Australian Life Insurers (CALI) has emphasised the importance of the code in maintaining trust between insurers and the Australians they protect. - read more
    Australia Enacts Ban on Genetic Discrimination in Life Insurance
    Australia Enacts Ban on Genetic Discrimination in Life Insurance
    17 Apr 2026: Paige Estritori
    In a landmark move, Australia has passed legislation prohibiting life insurers from using individuals' genetic test results in their underwriting processes. This reform aims to eliminate genetic discrimination, thereby encouraging more Australians to undergo potentially life-saving genetic testing without fear of insurance repercussions. - read more
    Interim Review Urges Mental Health Coverage Reforms in Life Insurance
    Interim Review Urges Mental Health Coverage Reforms in Life Insurance
    17 Apr 2026: Paige Estritori
    A recent interim report reviewing Australia's Life Insurance Code of Practice has raised concerns about the industry's approach to mental health coverage. The report suggests that proposed changes by life insurers may represent a regression from existing commitments, potentially undermining support for individuals with mental health conditions. - read more
    Farm Insurance Articles

    Essential Coverage: The Top Insurance Policies Every Australian Farmer Should Consider
    Essential Coverage: The Top Insurance Policies Every Australian Farmer Should Consider
    Welcome to a critical discussion surrounding the stability and protection of your farming enterprise. In the unpredictable world of agriculture, insurance plays a pivotal role in safeguarding the future of your business. As we delve into the intricacies of insurance coverage, we aim to establish a strong foundation for enduring success in the farming industry. - read more
    Adapting to Change: How Australian Farms Can Thrive Amidst Climate Shifts
    Adapting to Change: How Australian Farms Can Thrive Amidst Climate Shifts
    Australia's agricultural sector stands as a testament to the resilience and ingenuity of its farmers. Yet, this stalwart industry faces one of its greatest challenges: climate change. Rising temperatures, erratic weather patterns, and extreme events, from droughts to floods, are now common hurdles on the landscape of Australian farming. - read more
    Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
    Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
    Welcome to our discussion on farm insurance, a vital aspect for anyone involved in agriculture. Whether you run a smallholding or manage extensive agricultural operations, understanding your insurance coverage can make all the difference in safeguarding your livelihood. - read more
    Farm Insurance Comparison: Secure Your Farm with the Right Coverage
    Farm Insurance Comparison: Secure Your Farm with the Right Coverage
    As a farm owner, your livelihood depends not only on the hard work you put in but also on the protection you have in place against unforeseen events. Farm insurance is crucial in safeguarding your investments, ensuring that your operations can continue smoothly even when faced with unexpected challenges. - read more
    Effective Risk Management Plans Every Farm Owner Should Implement
    Effective Risk Management Plans Every Farm Owner Should Implement
    Managing a farm involves juggling many uncertainties and potential risks. Risk management in farming refers to the process of identifying, assessing, and prioritising risks associated with agricultural activities. Effective risk management ensures that farmers can handle obstacles and continue their operations smoothly. - read more

    Knowledgebase
    Public Liability Insurance:
    Insurance which provides protection against liability to third parties.