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    Insurance News

    Australian Insurers Face Challenges in Risk Preparedness
    Australian Insurers Face Challenges in Risk Preparedness
    21 Apr 2026: Paige Estritori
    Recent findings from the PwC Insurance Banana Skins Survey reveal that Australian insurers are trailing their global counterparts in risk preparedness, scoring 6.6% lower on the Preparedness Index. This gap highlights the pressing need for the Australian insurance industry to bolster its strategies against emerging threats. - read more
    Market Concentration in Australian Insurance Industry Under Scrutiny
    Market Concentration in Australian Insurance Industry Under Scrutiny
    21 Apr 2026: Paige Estritori
    Australia's general insurance market is currently dominated by four major companies—Insurance Australia Group (IAG), Suncorp, QBE, and Allianz—which collectively control nearly 75% of the market. This high level of concentration has sparked discussions about its implications for competition and consumer outcomes. - read more
    Rising Insurance Premiums Challenge Australian Small Businesses
    Rising Insurance Premiums Challenge Australian Small Businesses
    21 Apr 2026: Paige Estritori
    Australian small and medium-sized enterprises (SMEs) are grappling with escalating insurance premiums, a trend largely driven by the increasing frequency and severity of natural disasters. Data from insurance comparison site BizCover indicates that business claims for severe weather events have nearly doubled over the past three years, underscoring the growing impact of climate-related incidents on the business sector. - read more
    Hutch Underwriting's New Landlord Insurance: A Digital Age Solution
    Hutch Underwriting's New Landlord Insurance: A Digital Age Solution
    20 Apr 2026: Paige Estritori
    In August 2025, Hutch Underwriting unveiled a pioneering landlord insurance product tailored for the Australian market. This policy stands out by integrating cyber protection, addressing the evolving digital risks that modern landlords face. - read more
    Allianz Identifies Australian Suburbs with Elevated Landlord Insurance Claims
    Allianz Identifies Australian Suburbs with Elevated Landlord Insurance Claims
    20 Apr 2026: Paige Estritori
    In April 2025, Allianz Australia released a report highlighting Australian suburbs with the highest number of landlord insurance claims. The findings provide valuable insights for property investors, emphasizing the importance of understanding regional risks. - read more
    Farm Insurance Articles

    Effective Risk Management Plans Every Farm Owner Should Implement
    Effective Risk Management Plans Every Farm Owner Should Implement
    Managing a farm involves juggling many uncertainties and potential risks. Risk management in farming refers to the process of identifying, assessing, and prioritising risks associated with agricultural activities. Effective risk management ensures that farmers can handle obstacles and continue their operations smoothly. - read more
    Unpacking the Fine Print: Common Misunderstandings in Farm Insurance Policies
    Unpacking the Fine Print: Common Misunderstandings in Farm Insurance Policies
    Welcome to our discussion on farm insurance, a crucial subject for every Australian farmer. Whether you're seasoned in agricultural ventures or just starting out, the world of insurance can often seem daunting and complex. - read more
    Understanding the Coverage: What Your Farm Insurance Should Include
    Understanding the Coverage: What Your Farm Insurance Should Include
    The serene morning mists settling over green pastures and the peaceful clucking of poultry might paint an idyllic picture of farm life, but seasoned farmers know that this lifestyle comes with its own set of risks and uncertainties. In the world of agriculture, each new day could bring events that threaten your way of life and the heart of your business. This is where farm insurance becomes not just important, but essential. - read more
    Comparing Insurance Policies: Finding the Best Coverage for Seasonal Farming Risks
    Comparing Insurance Policies: Finding the Best Coverage for Seasonal Farming Risks
    Welcome to our detailed guide on comparing insurance policies for seasonal farming risks. If you're a rural farm owner, you understand the unique challenges that come with each season. This article aims to help you find the best coverage to protect your livelihood. - read more
    Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
    Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
    Welcome to our discussion on farm insurance, a vital aspect for anyone involved in agriculture. Whether you run a smallholding or manage extensive agricultural operations, understanding your insurance coverage can make all the difference in safeguarding your livelihood. - read more

    Knowledgebase
    Grace Period:
    A time period after the premium is due during which an insurance policy remains in force even if the premium has not yet been paid.