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    Insurance News

    What the Latest Truck Crash Findings Mean for Your Cover
    What the Latest Truck Crash Findings Mean for Your Cover
    30 Jul 2026: Paige Estritori
    Fresh heavy vehicle crash research from transport insurer NTI has again put a spotlight on the practical causes of serious truck incidents, with speed for the conditions, fatigue, distraction, equipment issues and vehicle fires all remaining central risk themes for Australian operators. For truck owners, fleet managers and owner-drivers, the findings are more than a safety update. They are a reminder that risk management and insurance outcomes are closely connected. - read more
    Why truck fire risk deserves a closer insurance review
    Why truck fire risk deserves a closer insurance review
    29 Jul 2026: Paige Estritori
    A fresh round of transport safety coverage has put truck fires back on the risk agenda for Australian operators. While major crashes often attract the most attention, a vehicle fire can be just as disruptive for a business: the truck may be written off, the load may be damaged, a route may be blocked and the operator may lose income while replacement equipment is sourced. - read more
    Insurance Complaint Trends Put Claims Preparation Back in Focus
    Insurance Complaint Trends Put Claims Preparation Back in Focus
    29 Jul 2026: Paige Estritori
    Fresh industry attention on Australian Financial Complaints Authority complaint trends is a timely reminder that insurance value is not only tested when a policy is bought. For trade businesses, the real test often comes when a damaged tool trailer, public liability allegation, stolen equipment claim or storm-affected worksite needs to be resolved quickly so the next job can proceed. - read more
    What a More Stable Income Protection Market Means for Your Pay Packet
    What a More Stable Income Protection Market Means for Your Pay Packet
    29 Jul 2026: Paige Estritori
    Recent APRA life insurance performance data has given the income protection sector a cautiously positive signal: the market appears to be moving through a more stable phase after several years of product redesign, pricing pressure and closer regulatory attention. For consumers, the important point is not that cover has suddenly become simple, but that insurer sustainability and claim reliability remain central to the value of any policy. - read more
    New APRA Data Reinforces the Need to Review Income Protection Cover
    New APRA Data Reinforces the Need to Review Income Protection Cover
    29 Jul 2026: Paige Estritori
    APRA’s latest life insurance performance data has put income protection back under the spotlight, with disability income products continuing to be one of the more closely watched areas of the sector. While the broader life insurance industry has been showing signs of improved stability, the update reinforces that policies designed to replace income after illness or injury remain sensitive to claims experience, pricing, and changing work and health trends. - read more
    Farm Insurance Articles

    Understanding the Coverage: What Your Farm Insurance Should Include
    Understanding the Coverage: What Your Farm Insurance Should Include
    The serene morning mists settling over green pastures and the peaceful clucking of poultry might paint an idyllic picture of farm life, but seasoned farmers know that this lifestyle comes with its own set of risks and uncertainties. In the world of agriculture, each new day could bring events that threaten your way of life and the heart of your business. This is where farm insurance becomes not just important, but essential. - read more
    Understanding Public Liability Insurance for Livestock and Crop Producers
    Understanding Public Liability Insurance for Livestock and Crop Producers
    Public liability insurance is a critical component for the agricultural sector, serving as a protective measure for livestock and crop producers against the legal liabilities they face in their daily operations. This type of insurance is designed to cover the costs associated with third-party injuries or property damage that occur on farm premises or as a direct result of farming activities. - read more
    Adapting to Change: How Australian Farms Can Thrive Amidst Climate Shifts
    Adapting to Change: How Australian Farms Can Thrive Amidst Climate Shifts
    Australia's agricultural sector stands as a testament to the resilience and ingenuity of its farmers. Yet, this stalwart industry faces one of its greatest challenges: climate change. Rising temperatures, erratic weather patterns, and extreme events, from droughts to floods, are now common hurdles on the landscape of Australian farming. - read more
    New Technologies in Crop Protection: How Precision Agriculture Enhances Insurance Coverage
    New Technologies in Crop Protection: How Precision Agriculture Enhances Insurance Coverage
    For generations, farmers have faced the challenge of protecting their crops from an array of threats, such as pests, diseases, and extreme weather. Traditional crop protection strategies have relied heavily on blanket approaches, as in using widespread pesticide application, or generalized irrigation systems, regardless of the varying needs across a field. While these methods have had their successes, they also come with limitations in efficiency, environmental impact, and the precision needed for optimal crop health and yield. - read more
    Unpacking the Fine Print: Common Misunderstandings in Farm Insurance Policies
    Unpacking the Fine Print: Common Misunderstandings in Farm Insurance Policies
    Welcome to our discussion on farm insurance, a crucial subject for every Australian farmer. Whether you're seasoned in agricultural ventures or just starting out, the world of insurance can often seem daunting and complex. - read more

    Knowledgebase
    Subrogation:
    An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.