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    Farm Insurance Articles

    Effective Risk Management Plans Every Farm Owner Should Implement
    Effective Risk Management Plans Every Farm Owner Should Implement
    Managing a farm involves juggling many uncertainties and potential risks. Risk management in farming refers to the process of identifying, assessing, and prioritising risks associated with agricultural activities. Effective risk management ensures that farmers can handle obstacles and continue their operations smoothly. - read more
    Safeguarding Your Harvest: The Importance of Crop Insurance
    Safeguarding Your Harvest: The Importance of Crop Insurance
    In the ever-unpredictable world of farming, crop insurance emerges as a pivotal ally for farmers, hedging against the myriad of risks that come with cultivating the land. As the first step to understanding this crucial safeguard, let's unfold the question: What is crop insurance, exactly? In essence, crop insurance is a type of cover designed to cushion farmers from financial losses due to unavoidable circumstances such as adverse weather conditions, pests, disease, or even market fluctuations. - read more
    Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
    Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
    Welcome to our discussion on farm insurance, a vital aspect for anyone involved in agriculture. Whether you run a smallholding or manage extensive agricultural operations, understanding your insurance coverage can make all the difference in safeguarding your livelihood. - read more
    Understanding Public Liability Insurance for Livestock and Crop Producers
    Understanding Public Liability Insurance for Livestock and Crop Producers
    Public liability insurance is a critical component for the agricultural sector, serving as a protective measure for livestock and crop producers against the legal liabilities they face in their daily operations. This type of insurance is designed to cover the costs associated with third-party injuries or property damage that occur on farm premises or as a direct result of farming activities. - read more
    On-Farm Safety: Insurance Tips to Minimize Accidents and Liability
    On-Farm Safety: Insurance Tips to Minimize Accidents and Liability
    For Australian farmers, every day presents a complex web of activities that demand not only their physical toil but also a keen attention towards safety. On-farm safety is paramount and is the shield that guards the well-being of both workers and operations in Australia's diverse agricultural landscape. It's not just about the immediate repercussions of accidents, but also their long-term impact on a farm's viability. - read more

    Insurance News

    Surge in Mental Health Claims Reshapes Australia's Insurance Landscape
    Surge in Mental Health Claims Reshapes Australia's Insurance Landscape
    02 Dec 2025: Paige Estritori
    Australia's insurance industry is experiencing a significant shift as mental health conditions have become the leading cause of total and permanent disability (TPD) claims. Recent data from the Council of Australian Life Insurers (CALI) indicates that mental health issues now account for nearly one-third of all TPD claims, marking a substantial change in the industry's claim patterns. - read more
    Australian Insurance Premiums See Notable Decrease
    Australian Insurance Premiums See Notable Decrease
    02 Dec 2025: Paige Estritori
    Recent data indicates a notable decline in life and income protection insurance premiums across Australia, providing consumers with more affordable coverage options. According to the latest Direct Life Insurance Report from Rainmaker Information, direct life premiums have decreased by 7% since 2024. Similarly, direct income protection premiums have seen significant reductions, with average premiums for waiting periods of 30 days and 90 days decreasing by 12% and 13%, respectively. - read more
    TAL's Health Sense Plus Now Covers Income Protection Policies
    TAL's Health Sense Plus Now Covers Income Protection Policies
    02 Dec 2025: Paige Estritori
    In a significant development for policyholders, TAL has expanded its Health Sense Plus program to encompass income protection (IP) policies. This initiative, effective from August 8, 2025, aims to incentivise proactive health management by offering premium discounts to clients who engage in preventative health checks. - read more
    Northern Australian Marinas Appeal for Government Support Amid Escalating Insurance Costs
    Northern Australian Marinas Appeal for Government Support Amid Escalating Insurance Costs
    02 Dec 2025: Paige Estritori
    Marina operators across Northern Australia are sounding the alarm over surging insurance premiums, with some reporting increases exceeding 300% in recent years. This financial strain is prompting urgent calls for government intervention to ensure the sustainability of the industry. - read more
    Coast Insurance Announces New Co-CEOs to Propel Strategic Growth
    Coast Insurance Announces New Co-CEOs to Propel Strategic Growth
    02 Dec 2025: Paige Estritori
    In a significant move within the Australian insurance sector, Coast Insurance has appointed Stephanie Muller and Jordan Brindley as Co-Chief Executive Officers. This strategic decision underscores the company's commitment to robust leadership and sustained growth. - read more

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    Knowledgebase
    Insurance Deductible:
    That part of an insurance claim that must be paid by an insured person before the the balance is paid by the insurer.