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    Insurance News

    New APRA Data Reinforces the Need to Review Income Protection Cover
    New APRA Data Reinforces the Need to Review Income Protection Cover
    29 Jul 2026: Paige Estritori
    APRA’s latest life insurance performance data has put income protection back under the spotlight, with disability income products continuing to be one of the more closely watched areas of the sector. While the broader life insurance industry has been showing signs of improved stability, the update reinforces that policies designed to replace income after illness or injury remain sensitive to claims experience, pricing, and changing work and health trends. - read more
    Why Severe Weather Readiness Matters for Boat Owners
    Why Severe Weather Readiness Matters for Boat Owners
    29 Jul 2026: Paige Estritori
    Australia’s latest severe weather preparedness messaging from the insurance sector is a timely reminder that boat owners face a different risk profile to many households. Storms, flood surge, hail, cyclonic winds and marina damage can all affect vessels well before a skipper has a chance to move them. For owners in Queensland, New South Wales, Western Australia and the Northern Territory in particular, the lead-up to summer is not just a maintenance checkpoint; it is a financial protection checkpoint. - read more
    What Rising Insurance Disputes Mean for Small Businesses
    What Rising Insurance Disputes Mean for Small Businesses
    29 Jul 2026: Paige Estritori
    Recent industry reporting on the latest insurance complaints environment points to a clear message for Australian small businesses: the hardest part of insurance is often not buying a policy, but relying on it when something goes wrong. Disputes continue to arise around claim delays, declined claims, settlement amounts, policy exclusions and communication breakdowns between customers and insurers. - read more
    Rising Insurance Disputes Show Why Claims Service Matters
    Rising Insurance Disputes Show Why Claims Service Matters
    29 Jul 2026: Paige Estritori
    Australia’s latest financial dispute data has put insurance claims handling back in the spotlight, with consumers and small businesses continuing to seek outside help when problems with insurers cannot be resolved directly. The trend is a timely reminder that an insurance policy should be assessed not only on premium, but also on how clearly it explains cover, how exclusions work, and how effectively claims are managed when pressure is highest. - read more
    What Cosmetic Treatment Scrutiny Means for Beauty Business Cover
    What Cosmetic Treatment Scrutiny Means for Beauty Business Cover
    29 Jul 2026: Paige Estritori
    Australian beauty businesses offering higher-risk aesthetic treatments are facing another reminder that compliance is now a front-of-house issue, not just a back-room admin task. Recent beauty industry reporting has focused on the continued scrutiny of cosmetic injectables, skin procedures and treatment advertising, with regulators expecting clearer consent, accurate marketing and suitable clinical oversight where health-related services are provided. - read more
    Farm Insurance Articles

    Essential Coverage: The Top Insurance Policies Every Australian Farmer Should Consider
    Essential Coverage: The Top Insurance Policies Every Australian Farmer Should Consider
    Welcome to a critical discussion surrounding the stability and protection of your farming enterprise. In the unpredictable world of agriculture, insurance plays a pivotal role in safeguarding the future of your business. As we delve into the intricacies of insurance coverage, we aim to establish a strong foundation for enduring success in the farming industry. - read more
    Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
    Are You Covered? Common Insufficient Coverage Mistakes in Farm Insurance
    Welcome to our discussion on farm insurance, a vital aspect for anyone involved in agriculture. Whether you run a smallholding or manage extensive agricultural operations, understanding your insurance coverage can make all the difference in safeguarding your livelihood. - read more
    Understanding the Coverage: What Your Farm Insurance Should Include
    Understanding the Coverage: What Your Farm Insurance Should Include
    The serene morning mists settling over green pastures and the peaceful clucking of poultry might paint an idyllic picture of farm life, but seasoned farmers know that this lifestyle comes with its own set of risks and uncertainties. In the world of agriculture, each new day could bring events that threaten your way of life and the heart of your business. This is where farm insurance becomes not just important, but essential. - read more
    Adapting to Change: How Australian Farms Can Thrive Amidst Climate Shifts
    Adapting to Change: How Australian Farms Can Thrive Amidst Climate Shifts
    Australia's agricultural sector stands as a testament to the resilience and ingenuity of its farmers. Yet, this stalwart industry faces one of its greatest challenges: climate change. Rising temperatures, erratic weather patterns, and extreme events, from droughts to floods, are now common hurdles on the landscape of Australian farming. - read more
    Understanding Public Liability Insurance for Livestock and Crop Producers
    Understanding Public Liability Insurance for Livestock and Crop Producers
    Public liability insurance is a critical component for the agricultural sector, serving as a protective measure for livestock and crop producers against the legal liabilities they face in their daily operations. This type of insurance is designed to cover the costs associated with third-party injuries or property damage that occur on farm premises or as a direct result of farming activities. - read more

    Knowledgebase
    Loss Ratio:
    The ratio of claims paid by an insurer to the premiums earned, used as a measure of profitability.