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    Farm Insurance Articles

    How to Protect Your Farm Investments with the Right Insurance Plans
    How to Protect Your Farm Investments with the Right Insurance Plans
    If you are running a farm, you already know that it is more than just a business; it's a way of life. Your farm is a culmination of hard work, valuable resources, and significant financial investments. - read more
    Preparing for the Unexpected: A Farmer's Guide to Comprehensive Weather-Related Insurance
    Preparing for the Unexpected: A Farmer's Guide to Comprehensive Weather-Related Insurance
    Farmers are no strangers to the whims of nature. The weather, with its unpredictable temperament, can have a profound impact on farming operations. A single storm can lay waste to crops, while a prolonged drought can jeopardize the health of livestock and lead to severe economic strain. Understandably, the uncertainty that weather brings is one of the largest variables in a farmer's success equation. - read more
    Understanding the Different Types of Farm Insurance Coverage
    Understanding the Different Types of Farm Insurance Coverage
    In the world of farming, risks are an everyday reality. Whether you're dealing with unpredictable weather, pest invasions, or fluctuating market prices, the uncertainties can be overwhelming. This is where farm insurance comes into play. - read more
    Adapting to Change: How Australian Farms Can Thrive Amidst Climate Shifts
    Adapting to Change: How Australian Farms Can Thrive Amidst Climate Shifts
    Australia's agricultural sector stands as a testament to the resilience and ingenuity of its farmers. Yet, this stalwart industry faces one of its greatest challenges: climate change. Rising temperatures, erratic weather patterns, and extreme events, from droughts to floods, are now common hurdles on the landscape of Australian farming. - read more
    Comparing Insurance Policies: Finding the Best Coverage for Seasonal Farming Risks
    Comparing Insurance Policies: Finding the Best Coverage for Seasonal Farming Risks
    Welcome to our detailed guide on comparing insurance policies for seasonal farming risks. If you're a rural farm owner, you understand the unique challenges that come with each season. This article aims to help you find the best coverage to protect your livelihood. - read more

    Insurance News

    Rising Insurance Premiums: A Growing Concern for Australians
    Rising Insurance Premiums: A Growing Concern for Australians
    25 Feb 2026: Paige Estritori
    In recent times, Australian consumers have been grappling with substantial increases in insurance premiums, prompting widespread concern and scrutiny. Reports indicate that some policyholders have experienced premium hikes ranging from 30% to 50%, with certain cases witnessing even more significant surges. This trend has raised questions about the affordability and transparency of insurance pricing in the country. - read more
    Navigating the Surge in Insurance Risks for Australian Businesses
    Navigating the Surge in Insurance Risks for Australian Businesses
    25 Feb 2026: Paige Estritori
    Australian businesses are currently grappling with a complex landscape of escalating insurance risks, driven by factors such as increased litigation, rapid technological advancements, supply chain disruptions, catastrophic events, and geopolitical tensions. These challenges necessitate a proactive approach to risk management and insurance coverage. - read more
    The Delicate Balance: Australian Insurance Industry's Response to Rising Costs
    The Delicate Balance: Australian Insurance Industry's Response to Rising Costs
    25 Feb 2026: Paige Estritori
    The Australian insurance industry is currently navigating a delicate balancing act, striving to maintain profitability amidst rising claims costs while ensuring that insurance remains affordable for consumers. This challenge is compounded by factors such as increased natural disasters, inflationary pressures, and evolving regulatory requirements. - read more
    BizCover and BHSI Collaborate to Provide Professional Indemnity Insurance for SMEs
    BizCover and BHSI Collaborate to Provide Professional Indemnity Insurance for SMEs
    25 Feb 2026: Paige Estritori
    In a significant development for small and medium-sized enterprises (SMEs) in Australia, BizCover has been appointed as the exclusive direct online distributor for Berkshire Hathaway Specialty Insurance's (BHSI) professional indemnity (PI) insurance products. This partnership, effective from 1 October 2025, enables SMEs to access BHSI's PI coverage directly through BizCover's digital platform. - read more
    Sterling Insurance Enhances PI Offerings with New Lloyd's Binding Authority
    Sterling Insurance Enhances PI Offerings with New Lloyd's Binding Authority
    25 Feb 2026: Paige Estritori
    Sterling Insurance has recently secured a new professional indemnity (PI) binding authority with Lloyd's, a move that promises to provide Australian brokers with greater control over product offerings and pricing structures. This development is part of Sterling's ongoing commitment to delivering tailored insurance solutions that meet the specific needs of niche and complex risk sectors. - read more

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    Knowledgebase
    Proximate Cause:
    The primary cause of loss in an insurance claim, which sets in motion a chain of events leading to the damage or injury.