Farm Insurance Online Farm Insurance Calculator

Estimate your farm insurance needs with our Farm Insurance Calculator. Establish the right levels of cover to protect your agricultural business and your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Farm Insurance – Sum Insured Calculator

This tool helps tally the replacement value across common farm sections so you don’t underinsure. It totals categories like buildings, machinery, fencing, irrigation, livestock and produce, then outputs a neat JSON summary you can include with your quote request.

Primary enterprise

Property location / postcode

GST treatment Commercial policies generally use ex-GST sums insured where input tax credits apply.

Financier (optional)

Farm buildings & improvements

Sheds, workshops, shearing sheds, haysheds, dairies, cool rooms, chemical stores, windmills, tanks. Exclude the home (usually on Home/Contents)

Machinery & plant

Tractors, headers/combines, sprayers, seeders, balers, augers, generators, pumps. Farm Motor items may sit on a separate section

Fencing & yards

Boundary fencing, internal paddock fencing, gates, stockyards. Consider per-kilometre replacement where relevant.

Irrigation & water infrastructure

Irrigators, pivots, pumps, bores, tanks, troughs, pipe runs, dams, controllers, solar bore pumps.

Livestock

Use head count × value per head. Separate classes/ages if needed. Note: Some policies cover specified animals vs. blanket. Check wording.

Hay, grain & produce (on-farm)

Hay/silage, stored grain, seed, fertiliser, chemicals, fuel (consider storage tanks).

Portable tools & equipment

Toolkits, welders, chainsaws, portable pumps, pressure washers. Often under General Property – check limits.

Calculator outputs are estimates only and do not constitute quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

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